Combine cream cheese, mayonnaise, jalapenos, cheddar cheese and green onions. Stir well. Spoon mixture into an oven-safe dish. An 8-inch pie pan works well.
Sprinkle bacon over top.
Combine panko and oil then sprinkle over top of dip.
Bake the dip for 20 to 30 minutes until hot and bubbly and the breadcrumbs are slightly golden. Serve warm.